Been Refused Credit ?

We Look At People Differently !

Trade Priced Cars form the Specialists in People with Good and Bad Credit

Apply Now For Credit if:

  • You are on the Electoral Roll / Have a Good Reference
  • You are employed / self-employed / on benefits
  • You have a full UK driving License

We Consider People With :

  • VA's
  • Defaults
  • CCj's
  • Benefits
  • HP Arrears
  • Bankruptcies
  • Mortgage Arrears
  • Self employed
  • Agency Workers
  • Rent Arrears
  • HM Workers
  • No Deposit
  • Full Time & Part Time Employment
  • DLA and Benefits

Why Choose your Next Car From Us ?

  • We have the largest selection of cars in the UK for non-prime customers.
  • Don't have reduced choice and value at higher rates, Try US FIRST.
  • Contact Us

We're Open

Monday To Sunday

9.00am to 8.00pm

6724 ReviewsClick Here
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We Will Give You More For Your Part Exchange


Refund You Twice The Difference

approved Car Finance

It's As Easy 1 2 3 4 !
approved Car Finance have 300+ vehicles in stock ready to go, with extensive workshops servicing cars and mpv's, or manufacturing buses,fridge vans, campers and horse boxes
More Info Click Here
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"big thanksto donald at stoke as was very patient with me and got th eperfect car and finance package for me, if your turned down for credit fowlers will get you your car and listen to you and work with you to deliver the car you want thanks fowler" David Burnett

"Fowlers is a great place to get your car from, I have purchased an additional car and the service this time was better than before , Special mention to Paul J at head office who was great to talk too and helped to arrange the car and resolve any problems that arose" Michael Leach

"Excellent service from starting my application and looking after me all the way to collecting my car today" Janet Ingleson

We believe that everyone deserves a second chance in life and this is no different when applying for car finance through us, we can deliver!! No matter what your credit score we aim to get you sorted!

This means YOU!!!!! Don't ignore us - Even if you think you have really bad credit, start the process now by completing our easy to fill in application form and you could be driving your new car in no-time whatsoever.

QSo we stick to our aim when we started to company over 10 years ago - a high percentage of customers don't feel disappointed after applying with fowlers.

Flexible Car Finance - Your Car, Your Way

Our Simple Application Form - Gives you an instant decision, no obligation quotation.

approved Car Finance

We would love to be able to offer every one of our applicants a Guaranteed Car Finance package on a used car. But in reality this is never the case. Even in these hard times companies our there still state they can Guarantee you a deal! Realy??

They just want you through the door and to get your details. They will farm all your details out to every company possible and then deliver the deaded decline!

Here at approved Car Finance we aim to deliver your details to the best companies who can actually help you and not lead you up the garden path. We have secured the services of the BEST finance companies in the UK, if they can't help you then nobody can - Apply today!

The companies that you apply with can seriously damage your credit profile, due to the amount of credit searches they do on your name. We use the BEST finance companies in the market and after looking at who our competitors use we have the edge. That is why using approved Car Finance you will not be disappointed. If you are serious about getting a car and you want to give yourself the best possible chance of getting approveded then put your faith in our services and expertise. We want you to get a car and we want to deliver the best deal.

Quick Summary


Representative APR 25.8% APR

Have You Got Bad Credit - Don't Worry

Are you looking for a used car? Have you got bad car credit? approved Car Finance can help you find the car finance you need. Perhaps you've been turned down for car finance in the past? Well don't worry, you are in safe hands. We have car finance deals starting at only 5.8% APR to get you the car you've been dreaming of. We offer greats deals on new and used car finance. Remember we don't just get you the credit, we also have a stock of cars you can drive away with. So unlike other companies we can actually offer a very high customer approvedance rate allowing you to get that car (subject to affordability, not bankrupt or in an ICA). The application process is simple, enter all your details and we will match you up with the best deal available out there for your situation. We have a package to suit your situation. We have a package to suit the majority, so don't worry about your credit score or past loans or any current CCJ's you may have on your credit record.

We have a stack of car finance guide syou can read. We also offer Guarantor Car Loans too!! So if you are looking for a Bad Credit Car Finance Offer, start your journey today and apply online.

Start Your Car Credit Application

approved Car Finance aim to provide you with a detailed car finance deal between 1 to 48 hours, so stand by your phone!!!! In most cases it can be within 24 hours. We will let you know about your car finance offer by test message, email, telephone or letter if required. Nobody works harder to help you to get the car finance you want! Remember!! All circumstances are considered.